Last Updated: [Insert Date]

Neighborhood Value Plus ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, mobile application, and use our services (collectively, the "Services"). By accessing or using our Services, you agree to the practices described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our Services.

We may collect personally identifiable information ("Personal Information") that you voluntarily provide when registering for an account, subscribing to our services, or interacting with our Services. This includes, but is not limited to:

• Contact Information: Name, email address, postal address, and phone number.
• Account Credentials: Username, password, and security questions.
• Payment Information: Credit card or other payment method details (processed via secure third-party payment processors).
• Verification Documents: Copies of documents (e.g., utility bills, lease agreements) for address verification purposes.
• Profile Information: Profile pictures and any other information you choose to provide.

We also collect non-personal information that does not directly identify you. This includes:

• Usage Data: Information about how you interact with our Services (e.g., pages visited, time spent on the site, and features used).
• Device Information: Data regarding your computer or mobile device, such as IP address, browser type, operating system, and device identifiers.
• Location Data: With your consent, approximate geolocation data for purposes such as service verification and local customization.

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and personalize content. You can control cookie preferences through your browser settings, although disabling cookies may affect the functionality of our Services.

We use the collected information for various purposes, including:

• Providing and Improving Services: To operate, maintain, and enhance the functionality of our Services.
• Account Management: To create and manage your account, process subscriptions and payments, and verify your identity.
• Customer Support: To respond to inquiries, provide support, and communicate with you regarding your account and our Services.
• Marketing and Communications: To send you updates, newsletters, promotional materials, and other communications related to our Services. You can opt-out of marketing communications at any time.
• Analytics and Research: To understand usage patterns, monitor trends, and improve our Services through data analysis.
• Legal Compliance: To comply with legal obligations, enforce our terms, protect our rights, and respond to lawful requests.

We may share your information with third parties under the following circumstances:

• Service Providers: With vendors and partners who assist us in operating our Services, such as payment processors, hosting providers, and customer support services. These parties are obligated to protect your information and use it only for the purposes for which we disclose it.
• Business Partners: With local businesses and partners involved in our co-branded community service initiatives. Any data shared will be limited to what is necessary to facilitate the service and will be governed by strict confidentiality agreements.
• Legal Requirements: If required by law, regulation, legal process, or governmental request, we may disclose your information. We may also disclose your information to protect our rights, privacy, safety, or property, or that of our users or the public.
• Corporate Transactions: In connection with a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your Personal Information.

We implement reasonable administrative, technical, and physical safeguards to protect your Personal Information from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We retain your Personal Information for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. When your Personal Information is no longer needed, we will take reasonable steps to securely dispose of it.

Depending on your location, you may have certain rights regarding your Personal Information, including:

• Access and Correction: Request access to and correction of your Personal Information.
• Deletion: Request deletion of your Personal Information, subject to certain legal exceptions.
• Opt-Out: Opt-out of receiving marketing communications from us.
• Data Portability: Request a copy of your Personal Information in a commonly used electronic format.

To exercise these rights, please contact us using the contact information provided below. We will respond to your request in accordance with applicable law.

Our Services may contain links to third-party websites and services that are not operated or controlled by us. We are not responsible for the privacy practices or the content of third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Our Services are not directed to individuals under the age of 18. We do not knowingly collect Personal Information from children under 18. If we learn that we have collected Personal Information of a child under 18, we will take steps to delete that information as soon as possible.

If you are accessing our Services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our data protection laws may differ from those in your jurisdiction. By using our Services, you consent to the transfer of your information to the United States.

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on our website and updating the "Last Updated" date. Your continued use of our Services following any changes indicates your acceptance of the updated Privacy Policy.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Neighborhood Value Plus
Email: support@neighborhoodvalueplus.com
Phone: (503) 555-1234
Address: 123 Community Way, Portland, OR 972XX